The 5 Best Credit Unions in Midland, MI

Last updated October 11, 2026 · ranked from 314 Google reviews · How we rank

The credit unions listed here are all in Midland, MI, with Google ratings ranging from 3.3 to 4.6 stars. Health Advantage Federal Credit Union holds the top rank and has the highest rating among these entries, at 4.6 stars from 8 reviews. Dow Credit Union ranks third, with 3.6 stars from 231 reviews—the largest review count in this group. Frankenmuth Credit Union Midland Branch is fourth, with 3.3 stars from 18 reviews, followed by Jolt Credit Union in fifth, with 3.7 stars from 3 reviews. These four entries keep the list entirely within Midland, MI.

Top picks at a glance

  1. 1Dow Credit UnionDow Credit Union holds a 3.6 Google rating across 231 reviews, listed on Google as credit union.
  2. 2Health Advantage Federal Credit UnionHealth Advantage Federal Credit Union holds a 4.6 Google rating across 8 reviews, listed on Google as credit union.
  3. 3Members First Credit UnionMembers First Credit Union holds a 3.6 Google rating across 54 reviews, listed on Google as credit union.
  1. Dow Credit Union in Midland1

    Dow Credit Union

    3.6(231)· Google3.6 out of 5 from 231 reviews (Google rating)

    Credit union

    Own this business? Claim itOpen now · closes 5:30 PM

    Dow Credit Union holds a 3.6 Google rating across 231 reviews, listed on Google as credit union.

    • Drive-through service
    • Early weekday opening
    • Wheelchair-accessible entrance
    “Very nice experience everybody was just wonderful thank you Dow credit union”
    — Ryal Shirly, 2026-09-22 · google

    Work at Dow Credit Union? Get your badge

  2. Health Advantage Federal Credit Union in Midland2

    Health Advantage Federal Credit Union

    4.6(8)· Google4.6 out of 5 from 8 reviews (Google rating)

    Credit union

    Own this business? Claim itClosed · opens 9:00 AM

    Health Advantage Federal Credit Union holds a 4.6 Google rating across 8 reviews, listed on Google as credit union.

    • Welcoming staff
    • Drive-through service
    • Extended Friday hours
    “Love this credit union. I like it when you come in and they greet you by name.”
    — Shelly Dice, 2023-02-15 · google

    Work at Health Advantage Federal Credit Union? Get your badge

  3. Work at Members First Credit Union? Get your badge

  4. Frankenmuth Credit Union Midland Branch in Midland4

    Frankenmuth Credit Union Midland Branch

    3.3(18)· Google3.3 out of 5 from 18 reviews (Google rating)

    Credit union

    Own this business? Claim itClosed · opens 9:00 AM

    Frankenmuth Credit Union Midland Branch holds a 3.3 Google rating across 18 reviews, listed on Google as credit union.

    • Drive-through available
    • Wheelchair-accessible entrance
    • Friday evening hours
    “I have always had pleasant experiences with this bank. Makenzi was very helpful and very kind!”
    — clorisa Rickord, 2026-08-28 · google

    Work at Frankenmuth Credit Union Midland Branch? Get your badge

  5. Jolt Credit Union in Midland5

    Jolt Credit Union

    3.7(3)· Google3.7 out of 5 from 3 reviews (Google rating)

    Credit union

    Own this business? Claim itClosed · opens 9:00 AM

    A member’s account of moving all their banking to Jolt more than seven years ago gives this fifth-place entry a concrete recommendation. The reviewer highlights products and services for their family, including a round-up program that helps them save. At 2106 N Saginaw Rd in Midland, MI, Jolt Credit Union also offers a drive-through, wheelchair-accessible entrance and accessible parking. Hours run Monday through Friday, 9 a.m. to 5 p.m. Its Google rating is 3.7 out of 5 from three reviews.

    • Drive-through banking
    • Weekday office hours
    • Wheelchair-accessible entrance
    “I have banked with Jolt and have moved all of my accounts from another FI over 7 years ago. Jolt offers unique products and services for my whole family. There is a round up program also that helps save without having to think about it. …”
    — Taylore L, 2026-04-23 · google

    Work at Jolt Credit Union? Get your badge

Map of every pick

Compare at a glance

Comparison of the best credit unions in Midland, MI
#PlaceGoogle ratingPriceGoogle reviewsNeighborhoodPhoneOpen now
1Dow Credit Union3.6(231)3.6 out of 5 from 231 reviews (Google rating)—231—+1989-835-7794Open
2Health Advantage Federal Credit Union4.6(8)4.6 out of 5 from 8 reviews (Google rating)—8—+1989-270-3500Closed
3Members First Credit Union3.6(54)3.6 out of 5 from 54 reviews (Google rating)—54—+1855-835-6328Closed
4Frankenmuth Credit Union Midland Branch3.3(18)3.3 out of 5 from 18 reviews (Google rating)—18—+1989-497-1600Closed
5Jolt Credit Union3.7(3)3.7 out of 5 from 3 reviews (Google rating)—3—+1989-799-8744Closed

Ratings and review counts shown are Google ratings, displayed with attribution.

How we ranked this list

Each credit union is scored on a Bayesian-weighted rating (its rating adjusted for how many reviews it has compared with the Midland category average), how recently we verified its details, and how complete its listing is. Scores and ranks are stored, so the order only changes when the underlying data changes.

Read the full methodology

Ask Noemic: best credit unions in Midland

credit unions in Midland, MI: common questions

Which credit union in Midland, MI has the highest Google rating in this guide?
Health Advantage Federal Credit Union at 5004 Eastman Ave leads with 4.6 stars from eight reviews. Jolt follows at 3.7 from three reviews. Dow and Members First each have 3.6 stars, with 231 and 54 reviews respectively; Frankenmuth has 3.3 stars from 18 reviews.
Which credit union in Midland, MI offers Saturday hours?
Members First Credit Union at 400 Dartmouth Dr opens Saturdays from 9 a.m. to 1 p.m., in addition to Monday–Friday hours of 9 a.m. to 5 p.m.
Where can I visit a credit union before 9 a.m. or after 5 p.m. in Midland, MI?
Dow Credit Union opens Monday–Friday from 7:30 a.m. to 5:30 p.m. Health Advantage Federal Credit Union opens Fridays from 8:30 a.m. to 6 p.m. The Frankenmuth branch at 401 S Saginaw Rd also stays open until 6 p.m. on Fridays.
Which credit unions in Midland, MI have drive-through service and accessible entrances?
All five featured locations—Dow, Members First, Frankenmuth, Health Advantage and Jolt—list drive-through service, wheelchair-accessible entrances and wheelchair-accessible parking.
Which credit union in Midland, MI focuses on healthcare workers and their families?
Health Advantage Federal Credit Union at 5004 Eastman Ave describes serving the healthcare industry and their families for more than 50 years. Contact the branch at +1 989-270-3500 or visit healthadvantagecu.com.

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